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April 2008

How we save $1272 on phone service in 2 years by switching to Vonage

April 30, 2008

My wife and I used to each have a cell phone, not fancy ones, just plain ones. Not fancy plans, just plain old plans. For the two phone service, taxes and all the made up phone company fees it costed us around 68 dollars a month. Therefore talking on the cellphones was not only convenient, [...]

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Grow your own…

April 30, 2008

With the price of produce lately, I am working on getting things together to make a raised bed garden in our side yard for the usual veggies.  Nowadays it is costing me more for an apple than for a chocolate bar.  Since I am trying to eat healthy, this is hard since fruit and veggies [...]

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Zenni Optical Review: cheap eyeglasses…

April 29, 2008

Zenni Optical Review – cheap eyeglasses! I love to support my local eye doctor, but the prices of eye glasses are outrageous. Check out http://zennioptical.com/ They offer eyeglasses from 8.00 and all they charge for shipping is 4.95. Even their more expensive stuff is only like 25.00. I ordered two pairs of glasses in the [...]

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Clark Howard

April 29, 2008

There is a great radio show by a guy named Clark Howard. Unfortunately we can’t get it on our radio station here, but you can listen online and they have a great website with ideas. http://clarkhoward.com/ Probably the best idea I have seen is drying your razor to extend the life of it. It is [...]

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ideas for saving money on ultilities

April 29, 2008

I know a lot of this is pretty basic, but hey, some of it is stuff I picked up and maybe someone out there would like to know. Here are the utility saving methods I use around our house, we have effectively knocked down our utilities by about 30% from what they used to be [...]

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Stamps going up again…

April 29, 2008

Personally I try to pay everything online or with my visa so I get rewards, but when I do have to mail a check I use a stamp like anyone else. I guess what I am saying is the best way to save money on stamps is to find ways not to use them at [...]

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Free books…

April 26, 2008

I know this may be common sense to some, but for me it was a paradigm shift in my way of living. I grew up with the mentality that if you wanted a book or wanted anything like a movie or CD you just went to the local store and bought it (barnes and noble [...]

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WOO HOO…

April 23, 2008

We looked at our savings for being cheap/frugal on things and found an extra 250 dollars, plus 50 from an ebay auction, plus 110 from a check. I cut a check for 410.00 for an extra payment on our siding loan. AWESOME… This is motivating to save even more… I LOVE IT !

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Make your own laundry pretreater / pre-treater for pennies : Make dreft laundry treater for almost free

April 23, 2008

Make your own laundry pretreater / pre-treater for pennies : Make dreft laundry treater for almost free: We ran out of Dreft pre-treater for the laundry. With the little ones allergies, I did not want to use something else, so instead of paying x.xx dollars for another dreft spray bottle, I noticed the ingredients in [...]

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Slash hundreds of dollars from your grocery bills

April 23, 2008

If you are like us, you probably have a pretty well stocked pantry/freezer with the basics and spend all too much every week on groceries at the store. Now with the jumping cost of groceries it is becoming more important to be frugal. You know an apple (red delicious) now costs me more than a [...]

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More ways to cut back monthly expenses…

April 23, 2008

What is your monthly phone bill from your local telephone company including long distance? If it is more than 32.00 you are wasting your money. We have had vonage for over 2 years now and have nothing but good things to say. My family lives in Canada, her family is in another part of Kansas, [...]

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Save money on TV expense, if you *must* have it

April 23, 2008

While doing without Cable or Dish is probably the most frugal way to go, sometimes it is not an option. For ourselves, we are more than 100 miles from any major city, so we don’t really get any tv stations on rabbit ears, thus we are stuck with either satillite or cable. We used to [...]

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How taking a snack to work saves me $180 dollars a year: Save money by repackaging bulk snacks

April 22, 2008

In eating healthier (see my other blog) I have noticed that along with the soaring cost of groceries, all of those “convenient” snack packs and 100 calorie packs are actually insanely priced for what you actually get. Talk about rip offs. My habit was to eat a small bag of pretzels in the afternoon. From [...]

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Money saving tip: You can get a free month of vonage, dish network and others

April 21, 2008

Are you a Dish Network or Vonage customer? I am and have had great experiences with both of them, nothing but great reviews here. Ever wish you could save some moolah? You can. Not everyone can afford to do this, I myself find the money is more helpful paying off principal to save interest on [...]

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How to get out of debt: The short list

April 21, 2008

Okay, this will seem a little long winded, but it is my basic recipe that brought us to the ability to start paying down bills. 1. You have to be in control of your finances, by this I mean you really need to know where every cent of your monthly income is going out. Some [...]

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How we got where we are…

April 21, 2008

When we first got married, life was simple, no house payments (we rented), no car payments, no student loan payments, just our income to use how we wanted. Fast forward 8.X years and its the opposite end of the spectrum. At 135k in debt, we can’t afford to do anything with our income but try [...]

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A list of all our debts, this is the starting place: I will be debt free someday

April 21, 2008

Okay, so here is what is left to pay. We just finished paying off a private student loan, so now we are putting that extra 200 a month towards our siding loan ( more on this later). Debt focus(we put every penny we can here now):Siding loan 7,000 remaining (we put vinyl siding on the [...]

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First post, what this is all about…

April 21, 2008

Hi there, thanks for stopping by. My goal in this blog will be to journalize my journey to a life without debt. I am an engineer and solve difficult and nearly impossible tasks for a living, so why should our finances be any different. I have already been working at this for a couple months [...]

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