debt

By no means do I mean to offend anyone trying to diet on a new years resolution or whatever resolution you chose to do, nor do I mean to offend anyone with lofty goals. If this method works for you, you are a better man/woman than I am. It seems like everyone is talking about [...]

After collecting up all the extra junk I had laying around, mostly from collections of electronics gear I bought back in college, I spent several hours a couple weekends ago writing descriptions and taking accurate pictures of everything. I had tried to list the more expensive items once before but couldn’t get what I thought [...]

In looking at our checkbook again, we realized that our frugal living, the last of our ebay sales and a chunk of overtime added up to an amount that we rounded up to 1300 dollars for a snowflake towards our truck payment. This is on top of the debt snowball we are doing where we [...]

Well, this last two months (since starting this blog) have certainly been productive, wiping out over 7000 dollars in debt. Mostly due to income tax refund, economic stimulus, eBay sales, overtime and a garage sale. I had made progress on my own but keeping this blog up has been so inspiring to me that it [...]

In the frugal effort to pay off the debt we managed to put another 555.00 towards the siding loan (last week). At the last receipt it was about 2650-375 payment the other day -555 puts us probably around 1800 left after interest. Getting there slowly… hopefully by the end of this week we can re-evaluate [...]

Whew… after a ton of hard work selling old electronics from college on eBay, old textbooks, books, RME money and referral money we have managed to scrape up $1500 dollars extra towards debt. Plus our economic stimulus deposit came through at another $1500 buckaroos. Cut a check for $3000 for our siding loan as an [...]

I came across an awesome debt snowball calculator, figured I would share it. It figures, I spent a ton of time doing this on excel spreadsheets to figure out my amortization tables and when things would be paid, then re-amortized with the new payments, and so on and so on… This took me 2 minutes [...]

Welp, between a bunch of ebay auctions, an upcoming gigantic garage sale and our economic stimulus check we should hopefully have close to $3000 extra to put towards debt. In my mind, putting every cent we can towards debt is what its all about right now. We save money where possible and hopefully will not [...]