::HAPPY DANCE::
We checked out the accounts last night and found that we could resonably put out a snowflake of 1000 dollars and still make things work. So I cut a check and sent it off.
Man it feels good to drop those in the mail.
As an update…
The evil siding loan is paid in full… all gone.
The truck note is now our full focus, put the 350 a month from the siding loan and continued the snowball by putting it into the truck payment every month. We changed the automatic withdraw from 457 a month to 850 a month in order to accomplish this. We have also previously sent in an extra 1900 from birthday money, selling some electronics we didn’t need and ebay sales.
So at last balance the truck note was at 15,1XX left, minus the 1000 payment puts us at 14,100, minus the 850 payment, which will be about 75 in interest… so lets ballpark it at 775 puts us at about 13,325 or so going into August.
September will be hard since we have taxes and vehicle tags due on both vehicles which is about 700 or so.
All in all the snowball and snowflake effects are really rolling along.
With just the snowball effect we should have the truck paid in about 16 months. But with snowflaking on top of that, I bet we get it done in about 12-14.
This is helping the ol motivation again.