When we first got married, life was simple, no house payments (we rented), no car payments, no student loan payments, just our income to use how we wanted. Fast forward 8.X years and its the opposite end of the spectrum. At 135k in debt, we can’t afford to do anything with our income but try to cover the bills. The sad part is that at 135k left, this is already after paying off all of our credit cards, some of my wife’s student loans and a 15k private loan. For many years we lived on only my wife’s income and my part time income as I was in college working on my engineering degree. I have to say that it is probably my fault alone as to how we got where we are, years of untreated depression and an addiction to the evils of the internet (ie buying stuff online) and an addiction to ebay have taken its toll on our finances. Add to that the truck, the house and now that all the student loans kicked in… we are hurting. What’s your story? Leave a comment… we are all in this together.
Hi!!! Just stumbled across your blog and your story sounds like ours. We are all in this together…debt free here we come. 🙂
When did you start your blog? I am so happy that I came across it and see how other new families are in the same boat. My husband and I have been together for 5 ½ years and are always stuck in the cycle. We try to get out,but find that once we pay off CC’s we just get roped back in because of a lack of a decent cash flow prepared for life’s happenings-car repairs, projects around the house, etc. I read your Pampers complaint idea-I’m all over it and there is no lying in getting those coupons. I keep finding a super wet diaper in the middle of the night and it is not fun. Seventh Generation absorbs way better overnight, we recently switched to Pampers and I’m thinking about switching back. Debt free is the way to be. Thanks for starting your blog!
As you mentioned, we are all in this together. I have been blogging since April/08, so not very long. But in that time I have motivated myself to do better and it has paid off. The blog is a mental outlet for me for inspiration. For the last 9 years we have been scrapping by and I am sick of it. I want to have everything paid for and be able to enjoy life without stressing about money worries. Thanks for stopping in, come back often!