I will say one thing… blogging has helped so far to keep me focused from spending money and more so on saving money and making money.
Last week we were able to send a check for 410.00 extra towards our vinyl siding loan, bringing the total down from 7000 to about 6590, then yesterday the monthly payment came out at 375.00 , which knocked like another 325 or so off, leaving 6240. Last night we looked at some of the extra income we had over the last two weeks since sending the last extra and we have managed to come up with an extra 300 or so from our efforts of selling things we don’t need on ebay and getting 25 each from revolution money exchange (that was 50 bucks for doing nothing special). If you don’t know what I am talking about it, I posted on this previously and have a link on my sidebar).
So I will send a check today for at least 300 extra, bringing us down to about 5940 or so.
Our payments are only about 99 a month, but from using the debt snowball method, we have paid off some other bills and are able to put 375 a month towards it.
So since I have busted my arse trying to cut back, selling things we don’t need or use any more and not spending if at all possible, we have managed to knock out over 1000 dollars of this debt in about a months time.
As previously mentioned… WOOT !